Own a business? Then consider Commercial Insurance
Insurance should be an integral part of your business plan. Hopefully nothing will ever happen; but should the need arise, it's imperative that your coverage be as thoroughly planned as possible to avoid any unpleasant surprises. Read on to discover the various types of coverages we can help you with today.
Commercial Insurance Packages & Features Available
Broad form or named perils property coverages- Commercial General Liability
- Professional Liability
- Errors & Omissions
- Directors' & Officers'
- Commercial Property
- Tenant's Legal Liability
- Crime Coverages
- Boiler & Machinery
- By-laws
- Business Interruption
- Flood, Sewer Backup & Earthquake
Get a Free Commercial Business Quote!
P
rofessional Liability Insurance
Commercial General Liability provides coverage for products and completed operations, but it does not cover your ability to do your job. Professional Liability (such as Error's & Omissions, and Director's & Officers' Liability Insurance) can provide you with coverage for mistakes you may make. This type of insurance can provide coverage against potential claims in the case someone feels the decisions you made cost them. Whether you're sitting on the board of directors of a small company, or the architect designing the next "world's tallest building", you need to consider professional liability.
Ask us about Error's & Omissions, and Director's & Officers' Liability Insurance. Contact us today to determine if professional liability appropriate for you.
Consider getting Business Interruption Insurance
One of the most over-looked coverages. You've bought your fire insurance "to protect the bank", but how do your bills continue to be paid during reconstruction after a loss?
Business Interruption and Contingent Business Interruption insurance can help hedge risk against potential losses in profit, gross earnings, and increased expenses due to an incident. Contact us to learn more.
Consider getting Commercial Umbrella Liability
When you are insuring your business, you might want to consider getting Commercial Umbrella Liability. Should you or your firm be liable to someone, the umbrella policy will provide additional, broader liability coverage on top of your existing primary policy. With what is usually a nominal cost, you can top up your liability limits by an additional one to five million dollars. Contact us today to find out how to add this coverage to your existing policy.
Packaged Policies
These types of policies automatically include a broad range of coverages typically required by the type of business in question. This saves you time by eliminating the need for you to select from the extensive list of coverages insurance companies offer, and usually these policies are offered at a materially lower premium than an individually constructed policy. The following are standard package policies insurance companies offer:
- Retail Store,
- Office,
- Contractors,
- Home Run Businesses
We'll help determine if this type of policy is right for you. Call us today to learn more.
Individually Tailored Policies
You can customize your policy coverages to match the exact particulars of your business. We can provide a plethora of choices for small, medium or even large businesses.
Given the specificity of these types of policies, a conversation with us is your best starting point. Feel free to call us at 416-289-4421 to learn more. Alternatively, click here to send us a note.
Ready to find out more?
Get a free commercial business quote.
